068 – Lending Money | ESL Podcast

ESL podcast | Lending Money. English Learning lesson about lending money to a roommate | English learning

English Learning Conversation

A:  Hey, would you mind loaning me a couple bucks?

B:  Ya sure.  No problem.  How much do you need?

A:  50 would be great!

B:  Ok here.  So now I guess you owe me 100 right?

A:  From what?

B:  I spotted you 50 bucks a couple weeks ago.  Remember?  You needed it to chip in for your share of the rent.

A:  I remember that but I figured we were even after I bought the new flat screen

B:  I told you I wasn’t pitching in for that.  I don’t even watch TV. 

A:  Well, what do you call what you were doing last night?

B:  What are you talking about?

A:  Was it just me, or did I see you curled up on the couch last night watching some stupid chick flick on HBO?

B:  I think it was just you.  (ha ha)


Couple bucks:  In a casual conversation, “a couple bucks” means, “a little bit of money”.
You could also say, “a few bucks”. 

Spotted:  Spotting someone money means loaning someone money.  If you are shopping with your friend and you don’t have enough money to buy something you see, you could ask them, “Would you mind spotting me?  I’ll pay you back when I get home”.

Chip in:  “Chipping in” for something means “paying part of the money”.  You could say to your brothers and sisters, “Let’s all chip in and get mom something really nice for her birthday”.

Your share of the rent:  Someone’s “share” of something is the part that they are responsible for, or the part that is fair for them to have.  If you share the rent of an apartment with your roommate, the part of the money that you owe is “your share of the rent”.  In a different situation, you could say to someone, “I noticed that you took more than your fair share of the pizza”. 

I figured:  This phrase is used a lot in spoken English.  It basically means, “based on the situation, I reasoned that…”.  Imagine your friend wonders why you didn’t invite him out with you.  You could say, “We were with some people I know you don’t like, so I figured that you wouldn’t want to go”.

Even:  If you are “even” with someone it means that they don’t owe you anything and you also don’t owe them anything.

Flat screen:  This is just a short form of “flat screen television”.

Pitching in:  This is the same meaning as “chipping in”.  It just means to pay part of something.

Curled up on the couch:  We use this expression to refer to someone who is lying on the couch with their knees close to their chest. 

Chick flick:  This is a slang term to refer to the type of movie that girls often like.

HBO:  This is a very popular movie channel in America.

3 Responses to “068 – Lending Money | ESL Podcast”

  1. Abhishek Says:


    I did not quiet understand the expression… “Was it just me, or did I see you curled up on the couch last night watching some stupid chick flick on HBO?”

    What does he mean to say by “was it just me?”

  2. Daniel Says:

    Thanks guys. It is really interesting.

  3. ABBAS Says:

    Hi, thanks a lot
    useful,very nice and fun

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